Small and mid-size businesses (SMBs) often struggle with "fragmented management"—juggling separate apps for payroll, banking, incorporation, and merchant services. This fragmentation leads to "bureaucracy fatigue," where owners spend more time on admin than on their actual vision.

Impeccabyte was developed to bridge this gap. As a primary contributor, I led the development of a full-stack ecosystem that integrates high-level financial APIs into a single, jargon-free interface, supported by custom AI tools to automate financial auditing and legal compliance.

The Problem

• Data Silos: Financial data lived in four different partner portals, making a holistic view of business health impossible.
• Opaque Fees: Merchant processing fees are notoriously difficult to decipher, leading to SMBs overpaying by thousands annually.
• Compliance Risks: Missed state and federal filing deadlines resulted in penalties and "Good Standing" lapses for entrepreneurs.

The Solution: A unified, full-stack platform

I architected and deployed a multi-tenant web application focused on three core innovation pillars:

Partner Integration & UI/UX

I led the UI/UX design and API integration for our four core partners. By abstracting the complexity of Unit.co(banking) and CheckHQ (payroll), we created a "single pane of glass" experience.

• Result: Reduced user time-on-task for administrative actions by over 40% compared to using individual partner portals.

Penny: The AI Merchant Services Specialist

To solve the transparency issue, I developed Penny. This AI agent analyzes processing statements to determine if a user's rates are "fair" relative to current market benchmarks.

• Technical Implementation: Penny uses LLM-based parsing to extract data from complex merchant statements.
• Outcome: Penny identifies overcharging in real-time and triggers a notification for the user to contact their Impeccabyte account manager to renegotiate, ensuring long-term cost efficiency.

The AI-Powered Compliance Calendar

I designed a proactive Compliance Engine that maps federal and state deadlines to the specific entity type of the user.

• Predictive Logic: The system doesn't just notify; it recommends. If a state tax filing is approaching, the AI suggests the specific Bizee or CheckHQ workflow required to satisfy the requirement.
• Result: A 0% missed-deadline rate for active platform users, significantly lowering the barrier to entry for first-time founders.

Technical Contributions and Challenges

• Full-Stack Development: Built the frontend for responsiveness and the backend for secure, high-uptime financial transactions.
• Uptime Management: Maintained 99.9% uptime to ensure critical business functions (payroll/payments) were never interrupted.
• Strategic Growth: Beyond code, I managed Partner Relations to ensure API roadmaps stayed aligned and assisted in Regional Sales to gather direct user feedback for iterative design.

Final Impact

Impeccabyte successfully evolved from a concept to a robust "Launch to Loved" platform. By combining technical execution with human-centric support, we empowered entrepreneurs to reclaim their time.